What are Insights?
The Insights section gives you a clear overview of your finances by bringing together information from your connected accounts. It shows how you’re spending, what you own, what you owe and how your finances change over time.
Insights give you a broader view, from day-to-day spending to longer-term planning such as investments and retirement.
What you'll see in Insights
Insights are organised into different views, each covering a specific area of your finances.
Short term
Short term insights highlight recent activity and spending patterns, including:
Your combined balance, giving an overview of your connected accounts
Spending analysis, breaking down where your money goes by category
Month-on-month comparison to track changes in spending
Monthly spending breakdown and income analysis, showing average monthly spend and income, with amounts displayed across the year
Transactions
The Transactions view lets you explore activity across your accounts in more detail. You can:
View transactions by category
View transactions by date
Long term
Long term insights give you a clearer picture of your overall financial position and future planning, including:
Net worth, showing how your finances change over time
A breakdown of assets and liabilities
Investment growth over time
Pension savings, showing your current totals and supporting retirement planning
Investments by type, helping you understand how your portfolio is structured
Recurring payments, showing your regular outgoing commitments
Insights best practices
To get the most accurate and useful information from Insights:
Keep your connected accounts up to date by reauthorising them when prompted
Review trends and comparisons to spot patterns and plan ahead
Insights are most helpful when used regularly, helping you stay informed and build a clearer understanding of your financial position over time.
💡 Tip
Need more help? Contact our team through the in-app chat.